Transitioning out of the military can feel like navigating a maze. There’s a mountain of benefits available, but finding clear and accurate information? That’s another story.
We’ve broken down every major benefit you're entitled to—no fancy language, just straight facts. Your military service has earned you access to a comprehensive package of benefits designed to support your transition into civilian life. From financial aid to career development and housing support, these benefits aren’t handouts—they’re your entitlements.
Let’s dive into the details.
Access and Support Benefits
Access to Work Grant
If your new civilian job requires workplace adaptations or specialised equipment, this grant has you covered. Whether it’s ergonomic furniture, assistive software, or mobility aids, this support ensures your workspace is tailored to your needs. To apply, contact the Department for Work and Pensions (DWP) and complete an application form. A workplace assessment will determine what adaptations are required. (This isn’t specific to military folk, but we still think it’s good to know about)
Veterans ID Card
This handy card proves your service and is often required to access specific benefits or discounts. Think of it as your military credentials in wallet-sized form. Apply online via the Veterans UK portal. You'll need to provide proof of identity and service.
Veterans Railcard
Save a third on rail travel across Britain. This is ideal for commuting to work, attending interviews, or visiting family. Available for veterans and their families, the railcard costs £30 a year and can be applied for online. All you need is your service ID and proof of address.
Op Courage
A dedicated NHS mental health service for veterans, Op Courage offers tailored support, including therapy and crisis intervention. It’s designed to help with PTSD, anxiety, and other service-related mental health challenges. Referrals can be made by your GP, a family member, or yourself.
Op Restore
This initiative focuses on veterans with serious physical injuries, providing access to specialised rehabilitation programs. It includes physiotherapy, pain management, and counselling to help you regain independence. Contact your local NHS veterans’ service for a referral.
Financial Support
Armed Forces Pension Scheme (AFPS)
This pension is tailored for military personnel, recognising the unique demands of service. Unlike civilian pensions, it considers operational roles and offers earlier payouts. Contact Veterans UK for a personalised pension forecast and information about accessing your entitlement.
Bridging Loan
Transitioning can come with unexpected financial gaps. This interest-free loan helps you stay afloat during this period, especially before your new civilian salary kicks in. Speak with your resettlement officer to apply for this temporary financial support.
Council Tax Relief
Many councils offer discounts for service members transitioning out of the military, particularly during deployment or periods of unemployment. Check with your local council to see if you're eligible and apply directly through their website.
Housing and Accommodation
Forces Help to Buy (FHTB)
This scheme provides an interest-free loan of up to 50% of your salary (up to £25,000) to help you buy a home. It’s especially useful if you’re moving to a new area. Apply through the Joint Personnel Administration (JPA) system, and funds are typically available within a few months.
Housing Benefit
For veterans on a low income, housing benefits can help cover your rent. It’s a critical safety net during the transition period. Apply through your local council, and be prepared to provide proof of income and residency.
Service Family Accommodation (SFA)
If you’re still transitioning and haven’t found permanent housing, SFA offers affordable temporary accommodation for military families. Contact the Defence Infrastructure Organisation (DIO) to explore your options and availability.
Disturbance Allowance
This benefit covers the cost of moving house, whether it’s due to service obligations or transitioning to civilian life. To apply, use the JPA system and provide receipts for any relocation expenses.
Travel and Moving Allowances
Travel Allowance for Job Interviews
The Ministry of Defence (MOD) reimburses travel expenses when attending interviews as part of your resettlement. Submit claims through your resettlement officer, including proof of travel and the interview invitation.
Graduated Resettlement Time (GRT)
Depending on your time served, you’re entitled to up to 35 days of leave for resettlement activities. This time can be used for training, interviews, or relocation preparation. Coordinate with your chain of command to schedule your GRT.
Education and Career Development
Standard Learning Credits (SLC)
For those looking to pursue shorter courses or qualifications, SLCs provide up to £175 per financial year toward approved learning activities. This is a great option for skills-based training or certifications to enhance employability. Applications are managed through your education staff or service personnel office, and the course must be relevant to your development.
Enhanced Learning Credits (ELC)
Fund your higher-level education or professional training to boost your civilian career. This benefit is capped at £1,000–£2,000 per year for up to three years. Register with the ELCAS scheme and confirm your course’s eligibility.
Individual Resettlement Training Costs (IRTC) Grant
This £534 grant is available for approved courses that aid in your career transition. Contact your Career Transition Partnership (CTP) advisor to use it effectively.
CTP Support for Two Years
The CTP provides workshops, career advice, and job search tools for up to two years after leaving the military. Register with the CTP as early as possible to take full advantage of their resources.
Legacy Benefits
War Pension Scheme (WPS)
Covers injuries and illnesses sustained before April 2005. Compensation is based on the severity of the condition. Apply through Veterans UK with supporting medical documentation.
Redundancy Payment
If you’ve been made redundant, you may be entitled to a lump-sum payment based on your rank and length of service. Contact Veterans UK for details and an estimate.
Tax-Free Lump Sum
Many veterans receive a tax-free portion of their pension upon leaving service. Check your pension statement or contact Veterans UK to confirm your eligibility.
Health and Care Support
Carer’s Allowance
For veterans caring for loved ones with significant needs, this allowance provides financial support. Apply online via the government portal, and be prepared to provide medical documentation for the person you’re caring for.
Armed Forces Independence Payment (AFIP) A tax-free payment for veterans with severe service-related injuries or disabilities. It helps with daily living and mobility costs. To qualify, you must receive an AFCS Guaranteed Income Payment in Bands A-C. Apply via the Veterans UK website.
Employment Support Allowance (ESA)
If illness or disability prevents you from working, ESA offers financial assistance while you recover. Applications are handled by the DWP, and eligibility is based on your medical condition and ability to work.
Personal Independence Payment (PIP)
Veterans with long-term health conditions or disabilities can receive additional financial support through PIP. It helps cover costs like mobility aids or therapy. Apply through Veterans UK, and a medical assessment will confirm eligibility.
Priority NHS Treatment
Veterans receive priority access to NHS services for conditions related to their military service. Inform your GP or healthcare provider of your veteran status to ensure priority treatment.
Make Your Benefits Work for You
Using these benefits isn’t just about easing your transition; it’s about building a stable foundation for civilian life. At Redeployable, we guide veterans through crafting transition plans that maximise their entitlements and prepare them for fulfilling careers.
Need help planning your transition?
Head to Redeployable and generate your career recommendation report, from there, you can build a transition plan that will help you work out which benefits you need to claim and when. Check it out here.
