Benefits Bank

Income Support

Financial support for service leavers with low income or no income.

Group discussing available redeployment benefits

Income Support Explained

Income Support is a financial benefit in the UK designed to help individuals on a low income who are not required to sign on as unemployed. It is typically available to those who are not in full-time employment, such as carers, single parents with young children, or individuals unable to work due to illness or disability. To qualify, claimants must meet specific criteria, including age, residency, and income thresholds. The amount received depends on personal circumstances, including savings, income, and household composition. Income Support acts as a safety net, ensuring that basic living costs can be met while individuals focus on other responsibilities or prepare to re-enter the workforce. It is important for military leavers and veterans to understand their eligibility, as this support can provide crucial financial stability during transitional periods.

Who is eligible?

Eligibility for Income Support is determined by several factors. Primarily, claimants must be between 16 and the State Pension age, residing in the UK, and not in full-time employment. This benefit is aimed at those who are not required to actively seek work, such as carers, single parents with children under five, or individuals unable to work due to illness or disability. Additionally, claimants must have a low income and limited savings, typically under £16,000. Military leavers and veterans may find themselves eligible if they meet these criteria, particularly if they are transitioning to civilian life and facing challenges in securing employment. It is essential for potential claimants to assess their personal circumstances, as the amount of Income Support received can vary based on factors like household composition and existing income. Understanding eligibility can provide vital financial assistance during this transitional phase.

What benefits does this provide?

  • Financial Assistance: Income Support provides financial help to those with low or no income, ensuring basic living expenses are covered.
  • Eligibility for Other Benefits: Receiving Income Support can make you eligible for other benefits such as Housing Benefit and Council Tax Reduction.
  • Support for Parents: It offers additional support for single parents or those with young children, helping to cover childcare costs.
  • Health Benefits: Recipients may qualify for free prescriptions, dental care, and eye tests, reducing healthcare expenses.
  • Education and Training: Access to education and training programs is available, aiding in skill development and employment opportunities.
  • Support for Carers: Provides financial assistance to those caring for a disabled person, recognizing the importance of caregiving roles.
  • Pregnancy and Maternity: Offers extra support for pregnant women and new mothers, including grants for maternity expenses.

How do I apply?

  • Check Eligibility: Ensure you meet the criteria for Income Support, such as being a single parent, a carer, or unable to work due to illness or disability.
  • Gather Necessary Documents: Collect personal identification, financial information, and any relevant medical or care-related documents.
  • Contact Jobcentre Plus: Call the Jobcentre Plus helpline or visit their website to start your application. You can also apply through your local Jobcentre.
  • Complete the Application Form: Fill out the application form with accurate details about your circumstances and financial situation.
  • Submit Your Application: Send your completed form and any required documents to the address provided by Jobcentre Plus.
  • Attend an Interview: You may be required to attend an interview to discuss your application and circumstances.
  • Await Decision: After processing, you will receive a decision letter detailing your entitlement and payment schedule.

Summary

Income Support is a vital financial benefit for UK military service leavers and veterans with low or no income, helping cover essential living costs during their transition to civilian life. Eligibility is based on factors such as age, residency, income, and employment status, with specific criteria for carers, single parents, and those unable to work due to illness or disability. The benefit acts as a safety net, providing stability and potentially qualifying recipients for additional benefits like Housing Benefit and Council Tax Reduction. It also offers support for parents, carers, and those in need of healthcare or education assistance. To apply, individuals should check their eligibility, gather necessary documents, contact Jobcentre Plus, complete the application, and possibly attend an interview. Understanding and accessing Income Support can significantly ease the transition for military leavers, ensuring they maintain a basic standard of living while focusing on future opportunities.

Useful Links

  • GOV.UK Income Support: Provides official information on Income Support, eligibility criteria, and how to claim. Visit GOV.UK
  • Citizens Advice Income Support: Offers detailed guidance on Income Support, including who can claim and how it interacts with other benefits. Visit Citizens Advice
  • Turn2us Income Support: A charity providing information on Income Support, eligibility, and how to apply, along with a benefits calculator. Visit Turn2us
  • Royal British Legion Benefits and Money Advice: Offers support and advice specifically for veterans, including information on benefits like Income Support. Visit Royal British Legion
  • Veterans UK Financial Support: Provides information on financial support available to veterans, including guidance on benefits like Income Support. Visit Veterans UK
  • MoneyHelper Benefits for Veterans: Offers advice on benefits available to veterans, including Income Support, and how to manage finances during career transitions. Visit MoneyHelper
  • Combat Stress Welfare Support: Provides welfare support and advice for veterans, including information on accessing benefits like Income Support. Visit Combat Stress