Benefits Bank

Personal Independence Payment (PIP)

Financial assistance for service leavers with long-term health conditions or disabilities.

Group discussing available redeployment benefits

Personal Independence Payment (PIP) Explained

The Personal Independence Payment (PIP) is a benefit in the UK designed to help individuals with the extra costs associated with long-term ill health or disability. It is available to people aged 16 to 64 who have difficulty with daily living or mobility due to their condition. PIP is not means-tested, meaning it is not affected by income or savings, and it can be received whether the individual is in or out of work. The payment is divided into two components: daily living and mobility, each with two rates—standard and enhanced. Eligibility is determined through an assessment process that considers how the condition affects the individual's ability to perform everyday tasks. PIP aims to provide financial support to help recipients maintain independence and improve their quality of life. It replaces the Disability Living Allowance (DLA) for adults, offering a more tailored approach to individual needs.

Who is eligible?

Eligibility for Personal Independence Payment (PIP) is determined by several key criteria. Applicants must be aged between 16 and 64 and have a long-term health condition or disability that affects their ability to perform everyday tasks or impacts their mobility. The condition must have been present for at least three months and be expected to continue for at least nine months. PIP is available to both employed and unemployed individuals, as it is not influenced by income or savings. The assessment process evaluates the extent to which the condition affects daily living and mobility, with applicants potentially qualifying for one or both components of the payment. Each component has two rates—standard and enhanced—based on the severity of the impact. This benefit is designed to support those transitioning from military to civilian life, ensuring they receive the necessary financial assistance to maintain their independence.

What benefits does this provide?

  • Financial Support: PIP provides financial assistance to help with the extra costs of living with a long-term health condition or disability.
  • Daily Living Component: Offers support for daily activities such as preparing food, managing medication, and personal care.
  • Mobility Component: Assists with mobility needs, including planning and following journeys or moving around.
  • Independence: Encourages greater independence by enabling recipients to manage their own care and mobility needs.
  • Eligibility for Other Benefits: Receiving PIP can lead to eligibility for other benefits and services, such as Carer's Allowance or the Motability Scheme.
  • Non-Means Tested: PIP is not means-tested, meaning it is not affected by income or savings.
  • Tax-Free: The payment is tax-free and can be received whether the recipient is in or out of work.
  • Regular Reviews: Ensures that the support provided aligns with the recipient's current needs.

How do I apply?

  • Check Eligibility: Ensure you meet the basic criteria, such as age and residency requirements, and have a health condition or disability that affects daily living or mobility.
  • Gather Information: Prepare necessary details, including your National Insurance number, bank account information, and healthcare provider contacts.
  • Start the Application: Call the Department for Work and Pensions (DWP) at 0800 917 2222 to begin your claim. You can also request a paper form if needed.
  • Complete the Form: Fill out the "How your disability affects you" form, providing detailed information about your condition and its impact on your life.
  • Submit Evidence: Include any supporting documents, such as medical reports or letters from healthcare professionals.
  • Attend an Assessment: You may be asked to attend a face-to-face assessment to discuss your claim further.
  • Receive a Decision: Wait for the DWP to review your application and notify you of their decision.

Summary

Personal Independence Payment (PIP) is a UK benefit designed to support military service leavers and veterans with long-term health conditions or disabilities. It helps cover additional costs related to daily living and mobility, promoting independence and quality of life. PIP is available to individuals aged 16 to 64, regardless of income or savings, and is divided into two components: daily living and mobility, each with standard and enhanced rates. Eligibility is determined through an assessment of how the condition affects daily tasks. PIP replaces the Disability Living Allowance (DLA) for adults and can lead to eligibility for other benefits. The application process involves checking eligibility, gathering information, starting the claim with the Department for Work and Pensions, completing the necessary forms, submitting evidence, attending an assessment, and awaiting a decision. This benefit is crucial for those transitioning from military to civilian life, ensuring they receive the necessary financial support.

Useful Links

  • GOV.UK Personal Independence Payment (PIP): The official government page provides comprehensive information on PIP, including eligibility criteria, how to claim, and what to expect during the assessment process. Visit GOV.UK
  • Citizens Advice Personal Independence Payment: This resource offers detailed guidance on PIP, including how to apply, what the assessment involves, and how to challenge a decision. Visit Citizens Advice
  • The Royal British Legion Benefits and Money Advice: The Royal British Legion provides support and advice for veterans, including information on benefits like PIP and how to access them. Visit The Royal British Legion
  • Turn2us Personal Independence Payment: Turn2us is a national charity that helps people in financial hardship gain access to welfare benefits, including PIP. Their website offers a benefits calculator and detailed PIP information. Visit Turn2us
  • Disability Rights UK Personal Independence Payment: This organisation provides factsheets and guides on PIP, including eligibility, the application process, and how to appeal decisions. Visit Disability Rights UK
  • Combat Stress Support for Veterans: Combat Stress offers mental health support for veterans and can provide guidance on accessing benefits like PIP. Visit Combat Stress
  • Help for Heroes Financial Support: Help for Heroes provides advice and support for veterans, including information on financial benefits such as PIP. Visit Help for Heroes